Texas Banking Laws For Consumers

Facebook Share Twitter Share LinkedIn Share Pinterest Share Reddit Share E-Mail Share

Laws & Regulations. The Law & Guidance Manual includes select chapters from the Texas Constitution, Finance Code, and the Health and Safety Code, as well as Title 7 of the Texas Administrative Code. Department issued legal opinions, supervisory memorandums, and regulatory guidance applicable to our regulated entities are also included in the

Preview

Posted in: Banking Law, Health LawShow details

A double-sided handout that provides "8 Tips for Banking Online Safely" and "8 Tips to be More Cybersecure." Whistleblower An employee of a regulated entity …

Preview

Posted in: Form Law, Banking LawShow details

Here are a number of issues that your Texas Legal plan covers under the area of consumer law. Defense of Civil Action . Civil law cases are cases that arise outside of criminal law. Often, they involve disputes over money. Usually, they’re between two people or businesses where one party claims to have been harmed by the other and asking the court to either award them damages …

1. Estimated Reading Time: 5 mins

Preview

Posted in: Business Law, Criminal LawShow details

The paying bank must return a dishonored item (ex. a check) before midnight of the banking day the item was received (Section 4.301, Texas Business and Commerce Code). Consumers should be aware that a check can be returned after this time frame if a problem exists with the item, such as a counterfeit, an alteration, forgery, or fraud. Your account may be charged with …

Preview

Posted in: Business Law, Banking LawShow details

Finance Commission Building 2601 N. Lamar Blvd Austin, TX 78705 512.936.7600

Preview

Posted in: Law CommonsShow details

This is not a complete list of laws that regulated lenders are required to comply with. Primary State Statute Chapter 342, Texas Finance Code: Consumer Loans. OCCC's Rules Title 7, Chapter 83, Texas Administrative Code. Other State Statutes Texas Constitution and Statutes. Federal Statutes & Rules U.S. Government Publishing Office ALECS (Apply for a …

Preview

Posted in: Government Law, Consumer LawShow details

Texas' banking laws are contained in Title 3 of the Texas Finance Code. This title establishes requirements for banks in Texas and confers regulatory authority upon the Department of Banking. The full text of the title is available here. Blue sky laws. Blue sky laws regulate the sale of securities. Blue sky laws are enacted at the state level

Preview

Posted in: Banking LawShow details

The Texas Deceptive Trade Practices Consumer Protection Act protects consumers from breaches of warranty, false practices, misleading acts, deception and unconscionable acts. This can include behavior such as price gouging in a disaster situation! Here is what you need to know about Texas’ laws regarding deceptive trade practices.

Preview

Posted in: Consumer LawShow details

Find nationally-recognized, federal regulatory banking compliance services with Texas state banking regulation links. For membership, call (888) 353-3933 or by [email protected]

Preview

Posted in: Services Law, Banking LawShow details

This guide provides an overview of important Texas and federal laws designed to protect consumers from deceptive trade practices. The Texas State Law Library publishes legal research guides to help both self-represented litigants/pro se litigants and attorneys/legal practitioners locate the legal information they need.

Preview

Posted in: Form Law, Consumer LawShow details

This format for the Law Manual Desktop Version has the same look and feel as the web version. It is updated through the date shown above. The web version will always be the most current. With the Desktop version, a window will pop up which will allow the Law Manual to run properly. You must keep this window open while the Law Manual is open.

Preview

Posted in: Form Law, Banking LawShow details

Banking Laws and Regulations 2021 USA - Texas. Banking Regulation 2021 covers subjects including. 1 Introduction. 2 Regulatory architecture: overview of banking regulators and key regulations. 3 Recent regulatory themes and key regulatory developments. 4 Bank governance and internal controls.

Preview

Posted in: Banking LawShow details

Price Gouging under Texas Law. Texas is one of 34 states that have enacted price gouging laws to protect consumers after a disaster. The Texas Deceptive Trade Practices—Consumer Protection Act

Preview

Posted in: Consumer LawShow details

This subtitle may be cited as the Texas Banking Act. Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997. Sec. 31.002. DEFINITIONS. (a) In this subtitle: (1) "Affiliate" means a company that directly or indirectly controls, is controlled by, or is under common control with a …

Preview

Posted in: Banking LawShow details

resoLving disputes If I have a dispute with a merchant, what can I do? Generally,.most.disputes.with.merchants.can.be.settled.by.contacting.the.merchant.and.

Preview "PDF/Adobe Acrobat"

Preview

Posted in: Contact Lawyer, Consumer LawShow details

Texas Law. Welcome to the Texas Law section of FindLaw's State Law collection. This section contains user-friendly summaries of Texas laws as well as citations or links to relevant sections of Texas's official online statutes. Please select a topic from the list below to get started.

Preview

Posted in: Law CommonsShow details

(a) A claim against a customer of a financial institution shall be delivered or served as otherwise required or permitted by law at the address designated as the address of the registered agent of the financial institution in a registration filed with the secretary of state pursuant to Section 201.102, with respect to an out-of-state financial institution, or Section 201.103, with respect to …

Preview

Posted in: Law CommonsShow details

Please leave your comments here:

Related Topics

New Popular Law

Frequently Asked Questions

What is chapter 151 of the texas banking code?

Trust company statutes, formerly located in Chapter XI of the Texas Banking Code of 1943, were codified as Chapter 151, but the source law was simultaneously repealed and replaced by another bill. In 1997, the 75th Legislature enacted the Texas Trust Company Act, a complete system of laws governing state trust companies.

Can a bank charge a check cashing fee in texas?

Answer: Yes. The Department issued an August 31, 2001 press release regarding this matter. Since then, the court ruled that Texas law was not enforceable, therefore, financial institutions are allowed to continue charging a check cashing fee. Question: Is there a limit that a bank can charge for processing non-sufficient items? Answer: No.

What is price gouging under texas law?

The Texas Deceptive Trade Practices—Consumer Protection Act (DTPA) lists “price gouging” as one of the prohibited false, misleading or deceptive acts or practices.

What are the laws for trust companies in texas?

In 1997, the 75th Legislature enacted the Texas Trust Company Act, a complete system of laws governing state trust companies. The banking commissioner continued to have chartering, examination, and regulatory authority over state trust companies (Art. 342a-1.001 et seq., Vernon's Texas Civil Statutes).

Most Popular Search